Free EMI Calculator

Estimate your monthly EMI, total interest payable, and view a detailed year-by-year payment schedule for any loan type in seconds.

₹30.00 Lakh
8.35%
20 Yrs
Monthly EMI₹25,751
Principal Amount

₹30,00,000

Total Interest

₹31,80,141

Total Payment

₹61,80,141

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How It Works

Understanding Your EMI

EMI (Equated Monthly Installment) is the fixed amount you pay each month towards your loan, comprising both principal and interest.

Principal

The original loan amount you borrow from the lender.

Interest Rate

The annual rate charged by the lender, applied monthly to your outstanding balance.

Tenure

The total duration over which you repay the loan, from 1 to 30 years.