Question 1

What services does Kavya Financial Services offer?

Accepted Answer

We offer secured & unsecured loans (home, mortgage, LAP, personal, business, education, car and more), real estate sales, bank auction properties, GST & income tax services, and digital marketing/lead-generation services across Telangana, Andhra Pradesh and Karnataka.

Question 2

Is there a fee for consultation?

Accepted Answer

No, initial consultation and eligibility assessment for loans and property is completely free of charge.

Question 3

Which cities do you operate in?

Accepted Answer

We currently serve customers across Telangana, Andhra Pradesh and Karnataka, with dedicated relationship managers in Hyderabad, Vijayawada, Visakhapatnam, Bangalore and Mysuru.

Question 4

How do you decide which bank to recommend?

Accepted Answer

We compare interest rates, processing fees, eligibility criteria and turnaround time across our 25+ partner banks and NBFCs to recommend the option best suited to your profile.

Question 5

Do you charge any commission from customers?

Accepted Answer

Our service is typically free for customers as we are compensated by partner banks; any applicable service charges are always disclosed upfront with no hidden costs.

Question 6

What credit score do I need to qualify for a loan?

Accepted Answer

A CIBIL score of 700+ significantly improves approval odds and interest rates, but we work with lenders who consider applicants with scores as low as 650 depending on the loan type.

Question 7

Do you verify property documents before listing?

Accepted Answer

Yes, our legal team performs title verification and encumbrance checks before any property is listed on our platform.

Question 8

Can I get a home loan for properties listed by Kavya?

Accepted Answer

Absolutely — our in-house loan team can process home loan applications in parallel with your property purchase for a seamless experience.

Question 9

Can you handle both GST and income tax filing for my business?

Accepted Answer

Yes, our taxation desk offers end-to-end support for GST registration & filing, TDS, income tax returns, and company/MSME registration.

Question 10

What is the turnaround time for GST registration?

Accepted Answer

GST registration typically takes 3-7 working days from submission of complete documentation, subject to department processing timelines.

Frequently Asked Questions

General

Loans

Real Estate

Taxation

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