Loan Against Property
Turn your property into working capital
Interest Rate
9.00% p.a. onwards
Max Loan Amount
Up to ₹7.5 Crore
Max Tenure
18 Years
Processing Time
8-12 working days
About Loan Against Property
Loan Against Property (LAP) offers high-value financing at competitive rates by pledging your residential, commercial, or industrial property, ideal for business expansion, debt consolidation, or major life expenses.
Why Choose This Loan
Key advantages of the loan against property from Kavya Financial Services.
Up to 70% of property market value as loan
Lower interest rate compared to personal/business loans
Longer tenure for comfortable EMIs
Overdraft/drop-line facility options
Both self-occupied & rented property accepted
Who Can Apply
- Age 25 to 70 years
- Owned residential/commercial property with clear title
- Stable and verifiable income
- Good repayment track record
Documents Required
- KYC & PAN card
- Property title deed and tax receipts
- Income proof / ITR (last 2-3 years)
- Bank statements (last 6 months)
- Business proof (for self-employed applicants)
Estimate Your Monthly EMI
See what your monthly instalments would look like for a typical loan against property. Adjust the amount, rate and tenure to match your needs.
Frequently Asked Questions
Common questions about the loan against property.
Get Started with Your Loan Against Property
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- No hidden charges
- Offers from 25+ banks & NBFCs compared
- End-to-end paperwork assistance
Apply for Loan Against Property
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