Unsecured Loan

Education Loan

Invest in your future with a hassle-free education loan

Interest Rate

9.50% p.a. onwards

Max Loan Amount

Up to ₹1.5 Crore

Max Tenure

15 Years

Processing Time

5-10 working days

Overview

About Education Loan

Education loans cover tuition fees, hostel expenses, books, and living costs for higher studies in India or abroad, with moratorium periods that align repayment with your course duration.

Benefits

Why Choose This Loan

Key advantages of the education loan from Kavya Financial Services.

Covers tuition, hostel, travel & living expenses

Moratorium period during study duration

Tax benefit under Section 80E

Collateral-free options for smaller amounts

Eligibility

Who Can Apply

  • Indian national with confirmed admission
  • Co-applicant (parent/guardian) required
  • Admission to recognized university/institution
Documents

Documents Required

  • Admission letter & fee structure
  • Academic records (10th, 12th, graduation)
  • KYC of student and co-applicant
  • Income proof of co-applicant
EMI Calculator

Estimate Your Monthly EMI

See what your monthly instalments would look like for a typical education loan. Adjust the amount, rate and tenure to match your needs.

₹60.00 Lakh
9.50%
15 Yrs
Monthly EMI₹62,653
Principal Amount

₹60,00,000

Total Interest

₹52,77,627

Total Payment

₹1,12,77,627

FAQs

Frequently Asked Questions

Common questions about the education loan.

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