Secured Loan

Mortgage Loan

Unlock the value of your property for any financial need

Interest Rate

9.25% p.a. onwards

Max Loan Amount

Up to ₹5 Crore

Max Tenure

20 Years

Processing Time

7-12 working days

Overview

About Mortgage Loan

A mortgage loan lets you leverage your residential or commercial property to raise funds for business expansion, education, medical emergencies, or any large expense — while continuing to use the property.

Benefits

Why Choose This Loan

Key advantages of the mortgage loan from Kavya Financial Services.

High-value funding against owned property

Flexible end-use of funds

Longer repayment tenure up to 20 years

Lower interest rates than unsecured loans

Overdraft facility available with select lenders

Eligibility

Who Can Apply

  • Age 25 to 65 years
  • Clear property title in applicant's name
  • Stable income source (salaried/self-employed)
  • Property should be free from legal disputes
Documents

Documents Required

  • KYC documents (PAN, Aadhaar)
  • Property ownership documents
  • Income proof / ITR / Bank statements
  • Property valuation & legal opinion report
  • Photographs and application form
EMI Calculator

Estimate Your Monthly EMI

See what your monthly instalments would look like for a typical mortgage loan. Adjust the amount, rate and tenure to match your needs.

₹2.00 Cr
9.25%
20 Yrs
Monthly EMI₹1,83,173
Principal Amount

₹2,00,00,000

Total Interest

₹2,39,61,608

Total Payment

₹4,39,61,608

FAQs

Frequently Asked Questions

Common questions about the mortgage loan.

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