Unsecured Loan

MSME Loan

Empowering small businesses with accessible credit

Interest Rate

9.75% p.a. onwards

Max Loan Amount

Up to ₹2 Crore

Max Tenure

7 Years

Processing Time

5-10 working days

Overview

About MSME Loan

MSME loans offer specially structured financing for micro, small and medium enterprises, including government-backed schemes with subsidized interest rates and collateral-free options.

Benefits

Why Choose This Loan

Key advantages of the msme loan from Kavya Financial Services.

Access to government schemes (CGTMSE, Mudra)

Collateral-free loans up to ₹2 Crore under CGTMSE

Subsidized rates for eligible MSMEs

Support with Udyam registration

Eligibility

Who Can Apply

  • Valid Udyam/MSME registration
  • Business vintage as per scheme requirements
  • Satisfactory credit history
Documents

Documents Required

  • Udyam registration certificate
  • Business PAN & KYC
  • GST returns & financial statements
  • Bank statements (last 12 months)
EMI Calculator

Estimate Your Monthly EMI

See what your monthly instalments would look like for a typical msme loan. Adjust the amount, rate and tenure to match your needs.

₹80.00 Lakh
9.75%
7 Yrs
Monthly EMI₹1,31,778
Principal Amount

₹80,00,000

Total Interest

₹30,69,383

Total Payment

₹1,10,69,383

FAQs

Frequently Asked Questions

Common questions about the msme loan.

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Get Started with Your MSME Loan

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