Construction Loan
Build your home stage-by-stage with disbursals matched to progress
Interest Rate
8.60% p.a. onwards
Max Loan Amount
Up to ₹5 Crore
Max Tenure
25 Years
Processing Time
10-14 working days
About Construction Loan
Construction loans disburse funds in tranches aligned with construction milestones, ensuring you pay interest only on the amount disbursed, ideal for building a home on your own plot.
Why Choose This Loan
Key advantages of the construction loan from Kavya Financial Services.
Stage-wise disbursal linked to construction progress
Interest charged only on disbursed amount
Can be combined with plot loan
Technical inspection support at each stage
Who Can Apply
- Ownership of plot with approved building plan
- Age 21 to 65 years
- Stable income and repayment capacity
Documents Required
- Approved building plan & municipal permission
- Plot ownership documents
- Estimated construction cost certified by architect
- Income proof and bank statements
Estimate Your Monthly EMI
See what your monthly instalments would look like for a typical construction loan. Adjust the amount, rate and tenure to match your needs.
Frequently Asked Questions
Common questions about the construction loan.
Get Started with Your Construction Loan
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