Secured Loan

Plot Loan

Buy your ideal plot to build your dream home tomorrow

Interest Rate

8.75% p.a. onwards

Max Loan Amount

Up to ₹3 Crore

Max Tenure

20 Years

Processing Time

7-10 working days

Overview

About Plot Loan

Plot loans (site purchase loans) help you buy a residential plot in an approved layout — the first step to building your dream home in Telangana, Andhra Pradesh, or Karnataka.

Benefits

Why Choose This Loan

Key advantages of the plot loan from Kavya Financial Services.

Finance for HMDA/DTCP approved plots

Convert to construction loan later

Competitive interest rates

Up to 80% of plot value financed

Eligibility

Who Can Apply

  • Age 21 to 65 years
  • Plot located within approved municipal/development limits
  • Stable income source
  • Clear plot title with no encumbrance
Documents

Documents Required

  • KYC documents
  • Plot sale deed & approved layout copy
  • Income proof / bank statements
  • Encumbrance certificate
EMI Calculator

Estimate Your Monthly EMI

See what your monthly instalments would look like for a typical plot loan. Adjust the amount, rate and tenure to match your needs.

₹1.20 Cr
8.75%
20 Yrs
Monthly EMI₹1,06,045
Principal Amount

₹1,20,00,000

Total Interest

₹1,34,50,868

Total Payment

₹2,54,50,868

FAQs

Frequently Asked Questions

Common questions about the plot loan.

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Get Started with Your Plot Loan

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